Merchant Acquiring Revenues in 2014

Merchant acquiring revenues in 2014 were about 48bps in average for the whole industry. However, there are differences in the merchant acquiring industry depending on the size of the provider. Merchant Acquiring Is Still Profitable Small ISOs processing below...

Innovation in Merchant Acquiring

Brand Relevance and Brand Preference in Merchant Acquiring Most of the competition in merchant acquiring happens in the brand preference rather than in brand relevance. Brand preference means that a merchant selects their provider from a list of providers according to...

Mobile POS in Supermarkets Threatens Revenues

Installing a Mobile POS in supermarkets can seriously reduce revenues and will prove to be a real juggling act between convenience and profitability.   Whole Foods Market has announced that it will install Square in different parts of its stores in order to allow...

Twitter and Stripe: The Birth of Viral Sales.

With Twitter and Stripe joining forces, we are standing on the verge of viral sales. Imagine this: a cute little item that costs no more than $9 but that the general public feels the need to have can turn into a viral sale through Twitter. How much more beanie babies...

Mobile POS Companies Should Become ISOs

Mobile POS companies should become ISOs if they meet the following criteria:   Have over 1000 merchants See a sizable portion of their merchants being declined by their ISOs’ banks Want to create differentiation Are willing to take risk, and Are willing to...